The "Beat The Fee" Calculator
Stop guessing your invoice amount. Enter your target net income below, and we'll reverse-calculate the exact gross amount you need to charge to cover all platform and gateway fees.
Platform
%
Gateway
Swipe
%
$
*Standard US rate. Adjust if applying international or currency conversion fees.
The Damage Report
Target net: $1,000.00
Tax 15.0%
- Invoice Amount$1,355.03
- UUpwork Fee (10%)-$135.50
- PayPal Fee (3.49% + $0.49)-$43.05
- Tax-$176.47
- Net in Pocket$1,000.00
🐝 All fee rates verified and updated for 2026. The reverse-math formula accounts for composite percentage cuts and flat gateway fees to ensure 100% accurate net income.